VERIFICATION GUIDE
Residence, broker acceptance and regulation are different checks
Understand why country lists, legal entities and regulator badges must be linked carefully, with XTB and Exness examples.
FXVeritas research • primary sources • limitations kept visible
Content revision: · Editorial review:
What the evidence says
A residence policy tells you whom a provider says it accepts. A legal agreement identifies the company. A regulatory record identifies that company’s authorisation and scope. None of these should silently stand in for the others. XTB’s country guidance and Exness’s entity-specific disclosures illustrate why a country-to-brand shortcut can produce the wrong conclusion.
Official source: XTB — Countries accepted for account opening · Exness — Regulation · FCA — Firm CheckerThis explains evidence categories, not the legal availability of every product in every country. Nationality, residence, customer classification and the product may require different checks.
Display language is not residence
FXVeritas keeps the interface language separate from the residence selection. A Chinese-language page is not a finding that the reader lives in mainland China, Hong Kong or Taiwan. Choose your actual residence and use the translated explanation as a way to understand the evidence, not as evidence of acceptance.
An explicit route needs a named entity
XTB’s country guidance points UK residents to its UK website and lists a separate set of countries for the international company. Combine such wording with the linked site’s legal entity disclosure. Keep the scope as a provider-documented account route rather than a regulator-certified promise of approval.
Official source: XTB — Countries accepted for account opening · XTB UK — Legal entity disclosure · XTB International — Legal entity disclosureKeep restrictions within their stated scope
Exness says its UK, Cyprus and Mauritius entities do not serve retail clients. That statement should remain attached to those entities and that client category. It must not become an invented rejection by every Exness company in every country. Conversely, another group entity’s retail service does not cancel the named entity’s limitation.
Official source: Exness — RegulationUnknown is not yes, and it is not no
Our publication rule is to retain an unknown when the source does not establish the required link. A list of prohibited countries is not automatically a positive list of every other country. A country absent from a small research selection is not automatically prohibited. The directory remains a discovery tool while confirmed matches use their stricter evidence requirements.
Use country → entity → regulator behind the screen
The natural browsing order can be residence, an optional regulator, then a broker. Our data model still requires that a regulator belongs to the same company as the documented residence route. An intermediary relationship is retained separately. This is an explanation of our research design, not a claim that every broker’s country data is complete.
Questions before opening an account
Can I choose a regulator and assume all listed brands accept me?
No. Inspect the specific legal entity and the residence evidence for it. A regulatory research link does not override an unknown residence route, a product restriction or individual account screening.
Official source: FCA — Firm Checker · XTB — Countries accepted for account openingOfficial source
A consultation date records our review of the cited material, not continuous monitoring or a fresh approval of your account.
- ASIC Moneysmart — Contracts for differenceRegulator / public authoritySources consulted:
- XTB — Countries accepted for account openingBroker’s own disclosureSources consulted:
- Exness — RegulationBroker’s own disclosureSources consulted:
- FCA — Firm CheckerRegulator / public authoritySources consulted:
- XTB UK — Legal entity disclosureBroker’s own disclosureSources consulted:
- XTB International — Legal entity disclosureBroker’s own disclosureSources consulted: