Prop firm
Instant Funding
- Max loss
- 4–8%
- Daily loss
- 2–5%
- Programs
- 7
- Operating entity
- Multiple recorded operating entities View entities
- Last checked
- Aug 23, 2026
Official website snapshot
Official website snapshot
Captured Sep 9, 2026
Captured from: instantfunding.com
Program records, evidence and further comparisons
Program snapshot
View all programs →Programs
View all programs →Instant Funding
●Instant
- Profit target
- Not recorded
- Daily loss
- Not recorded
- Max loss
- Not recorded
- Profit split
- 80% (90% add-on)
Instant Funding GO
●Instant
- Profit target
- Not recorded
- Daily loss
- 4%
- Max loss
- Smart 10%
- Profit split
- 80%
IF Micro
●Instant
- Profit target
- Not recorded
- Daily loss
- 4%
- Max loss
- 6%
- Profit split
- 80%
Evidence trail
View all sources →
Official source
Operator / company record
find-and-update.company-information.service.gov.uk · Aug 23, 2026
Open source
Compare Instant Funding
Programs
Each value belongs to that program. Missing values stay unrecorded.
Instant Funding
●Instant
- Profit target
- Not recorded
- Daily loss
- Not recorded
- Max loss
- Not recorded
- Profit split
- 80% (90% add-on)
Instant Funding GO
●Instant
- Profit target
- Not recorded
- Daily loss
- 4%
- Max loss
- Smart 10%
- Profit split
- 80%
IF Micro
●Instant
- Profit target
- Not recorded
- Daily loss
- 4%
- Max loss
- 6%
- Profit split
- 80%
IF1
●Instant
- Profit target
- ≥2% to payout
- Daily loss
- 2%
- Max loss
- 4%
- Profit split
- 90%
1-step
- Profit target
- 10% (8% add-on)
- Daily loss
- 3%
- Max loss
- 8%
- Profit split
- 80% / 90% scaled
2-step
- Profit target
- 8% → 5%
- Daily loss
- 5%
- Max loss
- 10% (addon 12%)
- Profit split
- 80% / 90% scaled
Two-Phase Max
2-step
- Profit target
- 8% and 4% (homepage only)
- Daily loss
- Not recorded
- Max loss
- Not recorded
- Profit split
- Not recorded
Rules
Rules stay attached to the program they were recorded against.
Firm-level recorded rules
News trading
Conditional
4 minutes before/after major news restricted except listed Micro/IF1/crypto/NTWH/challenge phases.
Source: Source
Recorded check date: 2026-08-23
Weekend holding
Conditional
Enabled for listed Micro/challenge/NTWH. Flagship Instant: weekend only with NTWH.
Source: Source
Recorded check date: 2026-08-23
Overnight holding
Allowed
Overnight permitted on the trading-rules page.
Source: Source
Recorded check date: 2026-08-23
EA
Conditional
Public third-party EAs restricted; first-party allowed (Clarity/One-Phase help).
Source: Source
Recorded check date: 2026-08-23
High-frequency trading
Conditional
Holds ≤60 seconds or unusually high trades/hour are reviewed.
Source: Source
Recorded check date: 2026-08-23
Copy trading
Conditional
Allowed between same-owner accounts including other firms. Collusion / shared signals prohibited.
Source: Source
Recorded check date: 2026-08-23
Arbitrage
Prohibited
Latency / long-short / reverse / spread arbitrage, gap, tick scalping, toxic flow, and group hedging.
Source: Source
Recorded check date: 2026-08-23
VPS
Prohibited
GTC 7.1.13: no Servers/VPS/VPN or shared IPs between users.
Source: Source
Recorded check date: 2026-08-23
IP address
Prohibited
Shared IPs between users are prohibited.
Source: Source
Recorded check date: 2026-08-23
Hedging
Prohibited
Group hedging prohibited.
Source: Source
Recorded check date: 2026-08-23
Martingale
Unknown
About page: martingale rule removed from challenges in March 2025. Current standalone martingale policy is not isolated.
Source: Source
Recorded check date: 2026-08-23
Grid trading
Unknown
Source: Not recorded
Recorded check date: 2026-08-23
Instant Funding
- Daily loss
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Max loss
- Smart 10% → 5% after +5%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Drawdown
- Unknown
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Minimum trading days
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
First payout 14 days after first trade, then every 7. Weekend only with NTWH add-on.
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
Instant Funding GO
- Daily loss
- 4%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Max loss
- Smart 10%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Drawdown
- Unknown
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Minimum trading days
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
First payout 14 days then every 7.
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
IF Micro
- Daily loss
- 4%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Max loss
- 6%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Drawdown
- Unknown
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Minimum trading days
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
On-demand payouts.
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
IF1
- Daily loss
- 2%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Max loss
- 4%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Drawdown
- Unknown
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Minimum trading days
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
Account closes 24h after first trade; one payout; best trade ≤15% of total profit.
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
One-Phase
- Daily loss
- 3%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Max loss
- 8%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Drawdown
- Unknown
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Minimum trading days
- 3
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
On-demand payouts.
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
Two-Phase
- Daily loss
- 5%
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Max loss
- 10% (addon 12%)
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Drawdown
- Unknown
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Minimum trading days
- 3
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
Not merged with Two-Phase Max.
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
Two-Phase Max
- Daily loss
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Max loss
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Drawdown
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
- Minimum trading days
- Not recorded
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
Homepage-only named product. Not merged into the trading-rules Two-Phase row.
Source: Source
Recorded check date: 2026-08-23
Program record; no separate check recorded for this rule.
Payouts / rewards
Company-published payout and reward terms are recorded claims unless independently verified.
- First payout
- Program-specific. Flagship Instant: 14 days after first trade, then every 7.
- Interval
- Program-specific: 14 then 7, on demand, or one payout / 24h (IF1).
- Profit split
- Program-specific (80% or 90% advertised). No single firm-wide default.
- Minimum amount
- $25
- KYC
- SumSub before payout.
- Methods
- Rise bank/crypto; direct crypto. Aim to process within 24 hours.
Company-published claim
About page publishes 2025 total $8.5M and April 2025 “passed $10,000,000”. Both are firm-published figures and are not collapsed.
Not independently verified payout performance.
Operator
Instant Funding is the brand. The operating company is recorded separately when known.
Brand
Instant Funding
Contracting party
Acello Ltd
GB · 12696083
Related entity
IF Pro Ltd
LC · 2025-00056
Contracting party
Acello Ltd
- Registration
- 12696083
- Jurisdiction
- GB
- Source check
- Checked against an official source
- Checked
- Aug 23, 2026
June 2026 GTC contracting party. Directors: Lewis James Mansbridge; Will Shearer.
SourceRelated entity
IF Pro Ltd
- Registration
- 2025-00056
- Jurisdiction
- LC
- Source check
- Not independently verified
- Checked
- Aug 23, 2026
Help/KYC footer: Acello is payment agent of IF Pro Ltd. Saint Lucia register not opened. Not the current main-product contract.
Source
Evidence trail
Official source
Operator / company record
find-and-update.company-information.service.gov.uk · Aug 23, 2026
Open source
Firm-level research
These records apply at firm level. Program terms may differ; they do not establish eligibility for a specific program.
Eligibility
- Minimum age
- Not recorded in this research file.
- KYC
- SumSub at funded/payout: ID, proof of address, financial info, selfie, then Traders Agreement. EDD / possible video.
- Restricted countries
- AML Policy v1.1 March 2025: Afghanistan, Belarus, Burundi, CAR, Congo Republic, Cuba, Crimea, DRC, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Liberia, Libya, Myanmar, North Korea, PNG, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Yemen, Zimbabwe.
- Residency restrictions
- AML PDF: not an FCA-regulated firm in the UK.
- Duplicate accounts
- Combined starting-balance cap $1,000,000.
- Device / IP
- GTC bans VPS/VPN and shared IPs between users.
Source links for individual eligibility conditions are not recorded. You can also review the source list below.
Platforms
MetaTrader 5 / cTrader / Match-Trader
This firm-level list does not confirm platform availability for every program or region.
Retrieved: 2026-08-23
Infrastructure / broker relationship
Named venues or group relationships from official pages. A related broker is not the prop-firm operator.
Simulated environment
GTC: not a broker; virtual accounts; simulated feed. Named live broker: unknown. instantfunding.io served the same brand.
Official-source discrepancies
Official pages disagree. FXVeritas does not pick a winner. This is not a fraud label.
Contracting party
Terms / legal
June 2026 GTC: Acello Ltd
Terms / legal
February 2025 IF-PRO GTC / Help footer: IF Pro Ltd
Status: conflicting official sources
2025 payout total
Official marketing
About page: 2025 total $8.5M
Retrieved: 2026-08-23
Official marketing
About page: April 2025 “passed $10,000,000”
Retrieved: 2026-08-23
Status: conflicting official sources
Two-Phase targets
Help Center
Trading-rules table: 8% then 5%
Retrieved: 2026-08-23
Official marketing
Homepage Two-Phase Max: 8% and 4%
Retrieved: 2026-08-23
Status: conflicting official sources
Sources
Recorded events
2026-06
Instant Funding General Terms & Conditions PDF published.
2025-10
Instant Funding Account Agreement PDF dated.
2025-08
About page: Two-Phase Phase One target 10% → 8%; prices cut up to 35%.
2025-03
About page: martingale rule removed from challenges. AML Policy v1.1 dated March 2025.